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	<title>MJ's Mortgage &#38; More</title>
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		<title>MJ's Mortgage &#38; More</title>
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		<item>
		<title>Still Going Strong&#8230;unfortunately</title>
		<link>http://fhaflorida.wordpress.com/2010/03/17/still-going-strong-unfortunately/</link>
		<comments>http://fhaflorida.wordpress.com/2010/03/17/still-going-strong-unfortunately/#comments</comments>
		<pubDate>Wed, 17 Mar 2010 13:16:15 +0000</pubDate>
		<dc:creator>MJ</dc:creator>
				<category><![CDATA[Bailout]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Florida Loans]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Rescue Plan]]></category>

		<guid isPermaLink="false">http://fhaflorida.wordpress.com/?p=212</guid>
		<description><![CDATA[Foreclosure numbers are still staggering and they are likely to continue until some type of &#8220;real&#8221; aid is available to the average homeowner who is losing their job, unable to make payments or just made a poor financial decision. What To Do Now If you are at risk of foreclosure, you need to do something [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fhaflorida.wordpress.com&amp;blog=4520885&amp;post=212&amp;subd=fhaflorida&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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			<media:title type="html">MJ</media:title>
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		<title>Freddie Mac losses mount, warns of foreclosures</title>
		<link>http://fhaflorida.wordpress.com/2010/02/25/freddie-mac-losses-mount-warns-of-foreclosures/</link>
		<comments>http://fhaflorida.wordpress.com/2010/02/25/freddie-mac-losses-mount-warns-of-foreclosures/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 11:56:47 +0000</pubDate>
		<dc:creator>MJ</dc:creator>
				<category><![CDATA[Bailout]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Fannie & Freddie]]></category>
		<category><![CDATA[Florida Loans]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://fhaflorida.wordpress.com/?p=210</guid>
		<description><![CDATA[Freddie Mac&#8217;s losses keep mounting, but mortgage giant avoids requesting more taxpayer aid  WASHINGTON (AP) &#8212; Freddie Mac lost almost $26 billion last year, ominous news for taxpayers who are footing the bill to rescue the mortgage finance company and its sibling Fannie Mae. Freddie Mac, which has lost a total of almost $80 billion [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fhaflorida.wordpress.com&amp;blog=4520885&amp;post=210&amp;subd=fhaflorida&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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			<media:title type="html">MJ</media:title>
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		<item>
		<title>Fed Planning Exit&#8230;higher rates coming?</title>
		<link>http://fhaflorida.wordpress.com/2010/02/12/fed-planning-exit-higher-rates-coming/</link>
		<comments>http://fhaflorida.wordpress.com/2010/02/12/fed-planning-exit-higher-rates-coming/#comments</comments>
		<pubDate>Fri, 12 Feb 2010 12:51:23 +0000</pubDate>
		<dc:creator>MJ</dc:creator>
				<category><![CDATA[Bailout]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Fannie & Freddie]]></category>
		<category><![CDATA[Florida Loans]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Market Update]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Backed Securities]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Rescue Plan]]></category>

		<guid isPermaLink="false">http://fhaflorida.wordpress.com/?p=208</guid>
		<description><![CDATA[The Federal Reserve yesterday released an outline of their plan to remove the financial marketplace from the supportive influences of accomodative policy. Part of this outline included a statement on the fate of the Agency MBS Purchase Program. Here are the comments: &#8220;The Federal Reserve purchased $300 billion of Treasury securities and currently anticipates concluding [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fhaflorida.wordpress.com&amp;blog=4520885&amp;post=208&amp;subd=fhaflorida&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">MJ</media:title>
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		<item>
		<title>Mortgage Rates in &#8217;10</title>
		<link>http://fhaflorida.wordpress.com/2010/01/04/mortgage-rates-in-10/</link>
		<comments>http://fhaflorida.wordpress.com/2010/01/04/mortgage-rates-in-10/#comments</comments>
		<pubDate>Mon, 04 Jan 2010 12:09:15 +0000</pubDate>
		<dc:creator>MJ</dc:creator>
				<category><![CDATA[Banks]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Fannie & Freddie]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Florida Loans]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://fhaflorida.wordpress.com/?p=206</guid>
		<description><![CDATA[After hitting an all-time low in early December, the average rate on a 30-year, fixed-rate mortgage rose to 5.05 percent this week and could climb to 6 percent by the end of 2010, if not sooner. The key catalyst for interest rates going forward will be the end of a Federal Reserve program that buys [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fhaflorida.wordpress.com&amp;blog=4520885&amp;post=206&amp;subd=fhaflorida&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">MJ</media:title>
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		<title>Short Sales&#8230;will they become less of a headache?</title>
		<link>http://fhaflorida.wordpress.com/2009/12/01/short-sales-will-they-become-less-of-a-headache/</link>
		<comments>http://fhaflorida.wordpress.com/2009/12/01/short-sales-will-they-become-less-of-a-headache/#comments</comments>
		<pubDate>Tue, 01 Dec 2009 21:23:33 +0000</pubDate>
		<dc:creator>MJ</dc:creator>
				<category><![CDATA[Bailout]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Capitalism]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Florida Loans]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Backed Securities]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Wall St.]]></category>

		<guid isPermaLink="false">http://fhaflorida.wordpress.com/2009/12/01/short-sales-will-they-become-less-of-a-headache/</guid>
		<description><![CDATA[The biggest mystery to me over the last eighteen months was why banks weren&#8217;t more receptive to the &#8216;short sale&#8217; process. Studies have shown that it costs the bank more money if a property was foreclosed upon than if they accepted a &#8216;short sale&#8217;. For homeowners, a &#8216;short sale&#8217; makes much more sense for several [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fhaflorida.wordpress.com&amp;blog=4520885&amp;post=205&amp;subd=fhaflorida&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">MJ</media:title>
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		<item>
		<title>Even with Abuse, please extend FTHB tax credit</title>
		<link>http://fhaflorida.wordpress.com/2009/10/26/even-with-abuse-please-extend-fthb-tax-credit/</link>
		<comments>http://fhaflorida.wordpress.com/2009/10/26/even-with-abuse-please-extend-fthb-tax-credit/#comments</comments>
		<pubDate>Mon, 26 Oct 2009 13:59:45 +0000</pubDate>
		<dc:creator>MJ</dc:creator>
				<category><![CDATA[Bailout]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Florida Loans]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Rescue Plan]]></category>
		<category><![CDATA[Stimulus]]></category>
		<category><![CDATA[Tax Credit]]></category>

		<guid isPermaLink="false">http://fhaflorida.wordpress.com/?p=203</guid>
		<description><![CDATA[The mortgage industry is still pressing forward with its lobbying efforts to extend the first time home buyer tax credit, despite new allegations from the Treasury Department that the program is being abused by some mortgagors. Industry lobbyist Howard Glaser who works with the Lenders One Alliance said Friday that FTHB fraud is &#8220;inexcusable&#8221; and [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fhaflorida.wordpress.com&amp;blog=4520885&amp;post=203&amp;subd=fhaflorida&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://fhaflorida.wordpress.com/2009/10/26/even-with-abuse-please-extend-fthb-tax-credit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">MJ</media:title>
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		<item>
		<title>The Future of the 8K Tax Credit</title>
		<link>http://fhaflorida.wordpress.com/2009/10/19/the-future-of-the-8k-tax-credit/</link>
		<comments>http://fhaflorida.wordpress.com/2009/10/19/the-future-of-the-8k-tax-credit/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 02:34:32 +0000</pubDate>
		<dc:creator>MJ</dc:creator>
				<category><![CDATA[Bailout]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Florida Loans]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Stimulus]]></category>

		<guid isPermaLink="false">http://fhaflorida.wordpress.com/?p=201</guid>
		<description><![CDATA[Will the $8,000 homebuyer tax credit be extended, or possibly even expanded? Maybe… Or maybe not. It’s politics after all. Currently there are FIVE bills flitting about Washington, D.C. that would, assuming they are signed into law, either extend or expand the currently existing $8,000 homebuyer tax credit due to end on December 1, 2009. [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fhaflorida.wordpress.com&amp;blog=4520885&amp;post=201&amp;subd=fhaflorida&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">MJ</media:title>
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	</item>
		<item>
		<title>9 Traps&#8230;for homebuyers to avoid</title>
		<link>http://fhaflorida.wordpress.com/2009/10/12/9-traps-for-homebuyers-to-avoid/</link>
		<comments>http://fhaflorida.wordpress.com/2009/10/12/9-traps-for-homebuyers-to-avoid/#comments</comments>
		<pubDate>Mon, 12 Oct 2009 13:23:43 +0000</pubDate>
		<dc:creator>MJ</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Florida Loans]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://fhaflorida.wordpress.com/?p=196</guid>
		<description><![CDATA[A systemized approach to the homebuying process can help you steer clear of these common traps, allowing you to not only cut costs, but also secure the home that’s best for you. No matter which way you look at it buying a home is a major investment. But for many homebuyers, it can be an [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fhaflorida.wordpress.com&amp;blog=4520885&amp;post=196&amp;subd=fhaflorida&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">MJ</media:title>
		</media:content>
	</item>
		<item>
		<title>Why now?&#8230;..here&#8217;s why</title>
		<link>http://fhaflorida.wordpress.com/2009/10/06/why-now-heres-why/</link>
		<comments>http://fhaflorida.wordpress.com/2009/10/06/why-now-heres-why/#comments</comments>
		<pubDate>Tue, 06 Oct 2009 21:48:52 +0000</pubDate>
		<dc:creator>MJ</dc:creator>
				<category><![CDATA[Banks]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Florida Loans]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Backed Securities]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://fhaflorida.wordpress.com/?p=194</guid>
		<description><![CDATA[Anyone looking to buy, move-up or refinance, MUST do it before the spring. Let me explain why I feel this way. Banks are not currently in the business of lending money to home purchasers. Why? Because, with all the risk associated with mortgaging and with inflation looming why would anyone make a 30 year loan [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fhaflorida.wordpress.com&amp;blog=4520885&amp;post=194&amp;subd=fhaflorida&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">MJ</media:title>
		</media:content>
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		<item>
		<title>Cash for Clunkers&#8230;..actually worked&#8230;huh?</title>
		<link>http://fhaflorida.wordpress.com/2009/10/02/cash-for-clunkers-actually-worked-huh/</link>
		<comments>http://fhaflorida.wordpress.com/2009/10/02/cash-for-clunkers-actually-worked-huh/#comments</comments>
		<pubDate>Fri, 02 Oct 2009 13:56:26 +0000</pubDate>
		<dc:creator>MJ</dc:creator>
				<category><![CDATA[Bailout]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[Stimulus]]></category>

		<guid isPermaLink="false">http://fhaflorida.wordpress.com/?p=189</guid>
		<description><![CDATA[A vehicle getting 15 mpg and 12,000 miles per year uses 800 gallons a year of gasoline.   A vehicle getting 25 mpg and 12,000 miles per year uses 480 gallons a year.   So, the average Clunker transaction will reduce US gasoline consumption by 320 gallons per year.   There were approximately 700,000 vehicles sold in the program – so [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fhaflorida.wordpress.com&amp;blog=4520885&amp;post=189&amp;subd=fhaflorida&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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			<media:title type="html">MJ</media:title>
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